YOUR VISION, OUR INSIGHTS

Income Protection | Retirement | Comprehensive Financial Planning

THE DILEMMA

Why are we saving?

Life is funny. For the first half of our life we're told we need to turn our income into assets. But in the second half, all of sudden, we're told we need to turn those assets back into income. But we don't know when to start, if we have enough, and how long the second half will last. When we consider that the end goal of saving for retirement is income creation, the dilemma of how we should position our assets today becomes more clear.

Sequence of Returns

In retirement, market volatility puts us in the position to decide how much of our nest egg we are allowed to spend before we know what we're going to earn. It's unclear how much we can spend today and how much we should reserve for years with down markets.

Learn More

How Long We'll Need Income

None of us know when we're leaving this world. This obvious truth has an enormous impact on how we can spend our assets in retirement. It's unclear how much of our assets we can spend today and how much we should reserve for the hopefully many years to come.

Learn More

WHY SEEK GUIDANCE?

There appears to have been a major shift in responsibility. Defined Benefit plans (Pensions) have largely been replaced by Defined Contribution Plans (401ks). Retirement planning has fundamentally changed. The burden is now on individuals, not employers, to both accumulate enough savings and develop a distribution strategy. A financial advisor can be your guide by helping you develop a financial strategy that effectively uses all of the tools available to potentially improve your retirement outcomes.

"THERE IS NO GREATNESS WHERE THERE IS NO SIMPLICITY, GOODNESS, AND TRUTH."

-LEO TOLSTOY

WHO WE ARE

Whether someone is looking to protect their family, save for the future, or begin the next phase of their life; our knowledge, strategies, and resources help our clients prepare. We're here to provide individualized financial guidance to families and owner-operated businesses. We strive to get to know each one of our clients so we can develop strategies to help them turn their vision into reality.

Andrew Eppes

Financial Advisor

Read Bio

Andrew Eppes, Financial Advisor

Andrew joined the financial services industry in 2011 after gaining valuable experience in education. He provides individualized financial guidance to DFW area families and owner-operated businesses. Andrew takes each of his clients through a thorough financial review, gets to know their specific financial goals, and carefully designs a plan to help them get where they want to go.

Andrew’s focus is around helping clients make sound financial decisions like helping to protect their family from the biggest financial risks and helping them understand sound principles of retirement savings and income generation.

Andrew has a BA from the University of Texas at Austin where he studied history, political science, and economics. Andrew and his family of four live in the White Rock Lake area of Dallas, TX. They’re members Northwest Bible Church, avid Camp Gladiator campers, and in the summers, they like to get away to Lake Travis outside of Austin.

STRAIGHTFORWARD FINANCIAL GUIDANCE

Life Insurance

You are your greatest asset. Protect your family or your business by securing life insurance and disability income insurance. Life insurance is a unique planning tool that can provide supplemental retirement income and efficiently transfer wealth.

Investments

We'll manage the assets you've worked hard to build. We'll analyze your existing investments, then recommend investments based on our your specific financial circumstances. We provide our clients with the opportunity to evaluate our recommendations, and ask questions in order to make informed decisions.

Retirement

Retirement planning has two phases: accumulation and distribution. We believe in preparing for both phases. Whatever your retirement goals, we’ll help you build your nest egg and determine how to best create income to meet the lifestyle you've come to expect.

Financial Planning

An individualized, fee-based financial plan is aimed at creating a clear path to achieving your financial goals. It puts organization, purpose, and continued course corrections into your finances so you can enjoy what matters most.